Retirement Benefits 2013—What’s Really Happening?

"Retirement benefits, always a challenge to manage—and to fund. What’s happening with pensions and 401(k)s in 2013? What are your competitors up to? Help us find out!"

Please participate in our brief survey and see how your retirement benefits stack up against those of other successful companies.

We’ll get answers to these questions and more:

  • What is the status of your employer match? (Stopped? Less? Same?)
  • What percent of employees participate?
  • What percent do you match?
  • Can employees “cash out” vacation to their retirement fund?
  • And much more …


Comp Stagnated for 2 Years? Time to Reboot

"There’s a renewed interest in being competitive in compensation, says consultant Diana D. Neelman, CCP, especially in companies that stagnated over the last few years. But it’s not that easy to get back on track."

Here’s what’s on comp managers’ minds, says Neelman:

  • Evaluating market competitiveness, especially if pay has been stagnant at your organization
  • Keeping on track with your strategic plan, typically refocusing on growth
  • Increasing attention on incentive pay and pay to performance
  • Using compensation dollars more effectively
  • Differentiating pay based on performance, even if differentiation is modest
  • Keeping best talent
  • Communicating value of total rewards


Tackling the ADA—‘Affordable’ and ‘Minimum

"Yesterday’s Advisor introduced the IRS’s Q&A on the ADA (Affordable Care Act); today, more Q&A on complying with the ACA, plus an introduction to the best way to stay in comp compliance—the Wage & Hour Self-Audit Guide."

[Go here for yesterday’s Q&A]

How does an employer know whether the coverage it offers is “affordable”?


Karma in the C-Suite: What Goes Around …

"Do you believe in karma? Do you think a person brings upon himself inevitable results, whether they are good or bad? Does what goes around come around? These are some questions business and leadership blogger Dan Oswald ponders."

Oswald, CEO of BLR, offered his thoughts on karma and leadership in a recent edition of The Oswald Letter. Here’s what he said:

“Have the courage to say no. Have the courage to face the truth. Do the right thing because it is right. These are the magic keys to living your life with integrity.”
—W. Clement Stone


℞ for Your PBM: ‘Here’s what we’re willing to pay …’

"In yesterday’s Advisor, benefits consultant Scott Haas, CLU, RHU, discussed Average Wholesale Price (AWP) and benefits negotiations; today, his tips for generic drug deals, plus an introduction to the popular Employee Compensation in [Your State] program. <"

Haas, who is vice president of Wells Fargo Pharmacy Consulting, spoke to BLR about the problem of generic drug pricing.

To attack the problem, Haas and his team at Wells Fargo created a unique procurement strategy. “About 4 years ago, we listed every generic drug—and there are about 2,750 of them—by their specific identifying codes. We went through an RFP process. We said to the marketplace, ‘Here’s what our customer looks like and is willing to pay for generic drugs. We also want to know what your AWP is for brand and specialty drugs.’ Then we said, ‘Are you able to meet these price points?’


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